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Lei Yang, co-founder of MegaETH, and Chris Rivers, the chain's product lead, have a theory for why using crypto apps often still feels lanky, namely that the wallet layer itself continues to have two big pain points.
Firstly, regular browser and mobile wallets are nice because you can take them anywhere, though they make you manually approve everything. And as for embedded wallets, they're extremely easy for anyone to dive right into, but they isolate your funds across multiple apps.
Friction or fragmentation, in other words.
Amid this backdrop, MOSS, the new 
MegaETH account layer, is the team's bid to dissolve this tradeoff entirely. One smart contract account to follow you across every app on the chain, with embedded-grade usability still intact.
How MOSS threads that needle, and what it unlocks for MegaETH down the line, is the focus of Yang and Rivers's convo with David Hoffman in the latest Bankless episode.
INTERVIEW: MegaETH’s MOSS -- One Wallet for Every App@megaeth wants crypto apps to stop feeling like crypto. In this episode, @TrustlessState sits down with @yangl1996 and Chris Rivers to unpack MOSS, MegaETH’s new account layer built to collapse wallet fragmentation, reduce… pic.twitter.com/TsNMndHLmu
— Bankless (@Bankless) June 17, 2026
One deposit, infinite usage
Rivers framed MOSS's goal as allowing users to arrive at any MegaETH app already "transaction ready," i.e. no per-app deposits, no exporting keys, no DEX detours just to move a token into the right wallet, etc. Gas is payable in ETH or basically any stablecoin, and the ability for apps to sponsor users' transactions is natively supported.
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As such, the Apple ID comparison came up during the convo (i.e. your account, usable everywhere), but MOSS will notably also offer streamlined support for sub-accounts. This architecture will make it easy to organize your activities however you wish, e.g. setting up a gaming-only account for using MegaETH apps like Euphoria and Stomp, all under the umbrella of your main profile.
William M. Peaster
The smart approvals pillar
Yang expounded further on MOSS's sub-accounts, specifically how they'll function as per-app sub-wallets that share a single address and pool funds but also carry user-defined permissions, e.g. this app can only call these contracts, spend this much, until this expiry, and so forth.
Rivers called this feature smart approvals, and the implication David teased out from this is something to watch, which is to say that if a compromised app can only ever touch the $100 you scoped to it, phishing on MegaETH becomes seriously minus-EV.
Additionally, Yang and Rivers also hinted at permissions that auto-revoke when you close a tab. How far can this onchain-enforced model actually go? That one's answered in the episode...
Agentic horizons and beyond
The roadmap beats were the most forward-looking stretch of the conversation.
Yang sketched a permissioning language expressive enough to delegate transactions to untrusted agents safely, while Rivers teased personalized app discovery and a reputation layer that one-wallet behavior finally makes possible, plus a migration plan whose timeline is, in his words, "sooner than you'd expect."
Wallet UX has been crypto's perennial chokepoint, and MOSS is a serious swing at cracking it, so keep this advance on your radar.
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