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Cloudflare's Choice: Coinbase or Stripe

x402 vs. MPP is the wrong debate. The real question is who Cloudflare picks to issue the NET Dollar.
Cloudflare's Choice: Coinbase or Stripe
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This week Stripe launched MPP (Machine Payments Protocol) alongside Tempo's mainnet as a flagship release.

If you don't know by now, Tempo is a payments-optimized L1 EVM chain built by Paradigm alumni and ex-pat core Ethereum devs. MPP is an open, HTTP-based protocol for agent-to-machine payments that revives the long-dormant HTTP 402 status code, just like x402, although with a different architectural philosophy.

The core tradeoff between the two protocols is straightforward: x402 prioritizes openness, while MPP offers superior integration with existing payment rails at the cost of Stripe ecosystem stickiness.

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David Christopher

Written by David Christopher

647 Articles View all      

David is a writer/analyst at Bankless. Prior to joining Bankless, he worked for a series of early-stage crypto startups and on grants from the Ethereum, Solana, and Urbit Foundations. He graduated from Skidmore College in New York. He currently lives in the Midwest and enjoys NFTs, but no longer participates in them.

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