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Custodia Bank and Vantage Bank have partnered to create a first-of-its-kind platform for U.S. community and regional banks to issue and manage tokenized deposits.
What's the Scoop?
- Tokenization for Every Bank: A new consortium created by Custodia and Vantage Bank aims to help other banks and credit unions integrate tokenized deposits and stablecoins directly into their traditional banking environments.
- Interoperability Capabilities: The system is designed to unify stablecoins and bank deposits, and will settle shifts in tokenized deposit balances between banks using Avit, Custodia's GENIUS-compliant stablecoin.
- Regulatory Edge: The consortium is recognized as a “permitted payment stablecoin issuer” under the GENIUS Act, providing members with the ability to adopt tokenized payment solutions while remaining fully compliant.
- Open Access: In contrast to large banks’ closed platforms, the Custodia and Vantage model emphasizes open participation. Any community or regional bank can join, tokenize deposits, and transact securely with peers while preserving deposit stability and full regulatory compliance.
TOKENIZED DEPOSITS LAUNCHED!! @Vantage_Bank & @custodiabank Announce Launch of Tokenized Deposits for U.S. Banks. Turnkey accretive solution that integrates #tokenizeddeposits & #stablecoins directly into the traditional online banking environment. Consortium member banks and… pic.twitter.com/ZYy2V4qcFl
— Custodia Bank ™ (@custodiabank) October 23, 2025