# Regulator Orders Fannie Mae & Freddie Mac to Count Crypto as Mortgage Asset *Author: Bankless* *Published: Jun 25, 2025* *Source: https://www.bankless.com/read/regulator-orders-fannie-mae-freddie-mac-to-count-crypto-as-mortgage-asset* --- The FHFA directed Fannie Mae and Freddie Mac to recognize cryptocurrency as an asset for mortgages, marking a potential policy shift toward crypto adoption. ## **What’s the Scoop?** - **Regulatory Directive**: The Federal Housing FHFA ordered Fannie Mae and Freddie Mac to prepare for recognizing cryptocurrency as a valid mortgage asset. - **Administration's Goals**: This move aligns with the administration’s vision of promoting the U.S. as a global leader in cryptocurrency adoption. - **Potential Policy Shift**: The directive may shift how mortgage qualifications are evaluated, incorporating crypto assets into traditional financial frameworks.