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PayPal has reached an agreement with 
OpenAI to integrate its digital wallet into ChatGPT, enabling users to complete purchases directly through the AI platform, CNBC reports.
What's the Scoop?
- Launch Timeline: Buyers and sellers will access the feature starting in 2026, with OpenAI handling the transaction layer and PayPal managing fund flows.
- Agentic Commerce: The integration adopts the OpenAI’s Agentic Commerce Protocol (ACP) to support instant payments and real-time merchant inventory listings.
- Market Reaction: PayPal shares rose as much as 4% on the news, while the company raised its 2025 earnings guidance.
Bankless Take:
PayPal's ChatGPT integration signals another line being drawn as payments companies prepare for an agentic internet, where portals like ChatGPT, Grok, or Claude serve as people’s HQs for executing any and all tasks on the internet. While we know that there is strong synergy between crypto wallets and agents in this future, there wasn’t any explicit mention of PYUSD in any of the announcements from these teams.
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