Galaxy Unveils Crypto-Backed Line of Credit Service
GalaxyOne's new credit line lets retail users borrow cash against crypto's majors.
Today, Galaxy unveiled a revolving line of credit on its retail app GalaxyOne, letting eligible U.S. clients borrow cash against BTC, ETH, and staked SOL for liquidity without selling.
Now live: A single line of credit against your $BTC, $ETH, and $SOL.
— Galaxy (@galaxyhq) August 25, 2026
✅No origination fee, 8.99% APR*
✅Liquidity without selling**
Learn more about @galaxyoneapp's Crypto Portfolio Line of Credit ⬇️ pic.twitter.com/l03Iz8e2Zs
What's the Scoop?
- The terms: The multi-asset line carries no origination fee, an 8.99% variable APR, and a 50% loan-to-value ceiling, with staked SOL continuing to earn rewards while pledged.
- The pitch: Galaxy says pledged collateral isn't rehypothecated and draws typically land in USD or USDC almost instantly, framing the product as steadier than pure DeFi borrowing rails.
- The fit: It's the newest build-out of GalaxyOne, the superapp Galaxy launched in October 2025 that already bundles high-yield cash, staking, and commission-free stock trading.
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