# Ram Ahluwalia Predicts MORE Bank Failures

*Author: Ryan Sean Adams, David Hoffman*
*Published: May 10, 2023*
*Source: https://www.bankless.com/ram-ahluwalia-predicts-more-bank-failures*

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Are there more failures to come? Can crypto save the banks? Why are politicians being quiet this time around? What will Powell do next? Answers to these questions and much more in the episode. 

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### Timestamps:
0:00 Intro

8:30 Season Two of the Banking Crisis

10:38 First Republic Bank

13:00 Politicians Being Quiet? 

15:13 Ram's Slide Agenda

16:10 Co-Morbidities of Bank Failures 

23:40 Negative Equitites 

24:40 Publicly Traded Banks 

30:27 The Walls Preventing a Collapse 

35:40 The Banks' Mycelium Network

39:26 What's the Problem?

45:50 Commercial Real Estate 

47:10 The Next 2008?

50:10 CRE Risk

53:07 Arthur Hayes Take 

56:40 Balaji Take

1:01:13 Will Powell Blink?

1:03:20 How to Fix the Banks

1:09:35 How Crypto Saves the Banks?

1:12:55 Closing & Disclaimers

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### Resources:

Ram Ahluwalia

https://twitter.com/ramahluwalia