# Compounding Risks

*Author: Bankless*
*Published: Jan 16, 2025*
*Source: https://www.bankless.com/es/read/compounding-risks*

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[![](https://storage.ghost.io/c/e4/b7/e4b77544-5a37-4f0b-8824-8440aa348476/content/images/2025/01/Frame-50572--5---1-.png)](https://www.bankless.com/sponsor/uniswap-extension-1719068020?ref=read/citizen-defi-play-the-morpho-trade&email=true)

  

Compounding Risks
  

  
  Published on Jan 16, 2025

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  View in Browser

](https://bankless.com/read/briefs)
 

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[**Sponsor: Uniswap Labs**](https://www.bankless.com/sponsor/uniswap-extension-1719068020?ref=read/citizen-defi-play-the-morpho-trade&email=true) — Uniswap Labs launched a $15.5 million bug bounty to help secure V4.

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.  .  .

 
  
    
      
      NEED TO KNOW
    
    
  
  
    
America Coins?
  

  

 

[![](https://storage.ghost.io/c/e4/b7/e4b77544-5a37-4f0b-8824-8440aa348476/content/images/2025/01/Group-14---2025-01-16T180049.003.png)](https://www.bankless.com/dashboard)- 🇺🇸** Trump Flirting with USA Coin Strategic Reserve.** The [New York Post](https://nypost.com/2025/01/16/business/new-trump-ends-crypto-communitys-government-harassment/) reports Trump wants an America-first reserve of crypto tokens that could include SOL and XRP. 
- **💸 Senator Lummis Threatens FDIC Over Crypto Scandal. **The Republican said [whistleblowers had told her](https://www.lummis.senate.gov/wp-content/uploads/1.16_Sen.-Lummis-FDIC-Doc-Preservation-Letter2.pdf) documents detailing FDIC activity around crypto had been destroyed; now, she wants to take legal action.
- **👻** **Phantom is Raising $150 Million from VCs. **Crypto wallet Phantom banked a monster round from crypto's top VCs at a $3 billion valuation, [Bloomberg](https://www.bloomberg.com/news/articles/2025-01-16/crypto-wallet-startup-gets-3-billion-valuation-in-sequoia-paradigm-deal?srnd=undefined) reports.
📸**Daily Market Snapshot: **It was a mixed day for crypto markets as ETH slid (-4%) alongside a number of hot recent movers like AI16Z (-16%), VIRTUAL (-13%), and PENGU (-9%). Meanwhile, XRP (+5%) continued its stellar week of Trump pumping as it drives toward overtaking its $3.84 all-time high hit back in 2018.

Prices as of 6pm ET
24hr
7d

 

       ![](https://banklesspublic.b-cdn.net/cmc.png)
    

  **Crypto**
   
          $3.50T
       

  
    
    ↘ 0.2%
    
  

   
    
    ↗ 8.4%
  

       ![](https://banklesspublic.b-cdn.net/btc.png)
    

  **BTC**
   
          $99,935
       

  
    
    ↗ 0.3%
    
  

   
    
    ↗ 8.0%
    
  

       ![](https://banklesspublic.b-cdn.net/eth.png)
    

  **ETH**
   
          $3,303
       

  
    
    ↘ 3.5%
    
  

   
    
    ↗ 2.5%  

 

.  .  .

 
  
    

DEEP DIVE

  
  

  Citizen-Only: The Morpho Trade
  
   
     
     Bankless Analyst: 
     
       [
       
        Jack Inabinet](https://www.bankless.com/author/jack)
     
    
 

[![](https://storage.ghost.io/c/e4/b7/e4b77544-5a37-4f0b-8824-8440aa348476/content/images/2025/01/image---2025-01-16T164607.117.png)](https://www.bankless.com/read/citizen-defi-play-the-morpho-trade)Morpho’s lending markets have exploded in popularity since October, and just last week, Morpho flipped Spark to become crypto’s second-largest onchain lending market!

From custom lending markets to a unique risk management approach, Morpho has redefined what it means to be a DeFi lending primitive. *Today, we unpack Morpho’s innovative approach to lending 👇*

[Unlock the Alpha](https://www.bankless.com/read/citizen-defi-play-the-morpho-trade)

.  .  .

 
  
    
      
      CITIZEN-ONLY TOKEN RATING
    
    
  
  
    
 Compound's Looming Risk
    
  
   
     
     Bankless Analyst: 
     
       [
       
        Kazu Umemoto](https://www.bankless.com/author/kazu)
     
    
 

[![](https://storage.ghost.io/c/e4/b7/e4b77544-5a37-4f0b-8824-8440aa348476/content/images/2025/01/Xnapper-2025-01-16-18.07.04.png)](https://www.bankless.com/tools/token-hub/compound)*Every weekday, our analyst team gives a bullish or bearish rating on a new token. Get access to the Token Hub by becoming a Citizen!* 👇

[Get Access to Token Ratings](https://www.bankless.com/tools/token-hub/compound)

.  .  .

 
  
    
      
      CHEAT SHEET
    
    
  
  
    
JUPuary Arrives

    
  
 

*Every Thursday, Citizens get access to the top Market Plays, Hot Reads, Farming Opps, and Airdrop Hunts that our analyst team is tracking! Don't miss out!* 👇

[Become a Citizen](https://www.bankless.com/join)
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